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| New York,
NY, USA June 10, 2003 Online Retail Payments
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| EXECUTIVE SUMMARY | 3 | |
| INTRODUCTION | 4 | |
| MARKET OVERVIEW | 5 | |
| Cross-Border Volumes | 5 | |
| Cross-Border vs. Foreign Operations | 6 | |
| CURRENT ISSUES | 9 | |
| Foreign Cards & Fraud | 9 | |
| Limited Payment Options | 12 | |
| PAYMENT OPTIONS & PLAYERS | 15 | |
| Payment Methods | 15 | |
| Players | 21 | |
| SURVIVING IN A NON-CARD WORLD | 24 | |
| Threat to the Value Chain | 24 | |
| BIBIT | 26 | |
| Payment Partners | 29 | |
| CONCLUSION | 31 | |
| ABOUT CELENT | 33 | |
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