Slice Labs - A Case Study of Insurance Disruption

Case Studies
Global, 北米

要約

Truly disruptive insurance innovations are rare. Slice Labs provides a valuable benchmark against which insurers, insurance technology providers, and insurtech firms can measure their innovation efforts.

NEW YORK - Celent has released a new report titled Slice Labs: A Case Study of Insurance Disruption. The report was written by Michael Fitzgerald, a Senior Analyst with Celent's Insurance practice.
 
How can insurance cover a person that sometimes faces personal and at other times have commercial risks?
 
Slice Labs meets the definition of disruption in that it provides a new product which leverages emerging technology to an underserved market. Slice Labs combines personal and commercial coverages in a single homesharing insurance contract and delivers it on a per-use basis through a digital automation platform. The cost and speed benchmark established by Slice Labs challenges traditional innovation approaches.
 
"The industry press is full of hyperbole claiming that insurance disruption is rampant. Actually, most initiatives are incremental. Slice Labs is an exception in that it seeks to change both the product and the delivery system and serve an underserved, emerging market. insurance innovations, are not," commented Fitzgerald.  

"No doubt the sharing economy will grow. The question is how fast. Insurance solutions such as Slice Labs will help speed the process by offering appropriate coverage tailored to specific perils," he added.

セレントは、金融機関のビジネスおよびテクノロジー戦略策定に役立てていただけるよう、リサーチおよびアドバイザリーサービスを提供しています。金融業界の最新テクノロジートレンドおよびベストプラクティスに関するレポートを発行し、また、既存のビジネスプロセスの強化や新たなビジネス戦略の実践を検討する金融機関にコンサルティングサービスを提供しています。セレントのアナリストチームは、世界中の拠点から、グローバルな視点で戦略アドバイスや業界最新動向を提供する独自の体制を備えています。セレントは、マーシュ・アンド・マクレナン・カンパニー(MMC)傘下のオリバー・ワイマングループに属しています。

Media Contacts

North America
Francine Minadeo
francine.minadeo@oliverwyman.com
Tel: +1 212 345 6417

Europe (London)
Chris Williams
cwilliams@celent.com
Tel: +44 782 448 3336

Asia (Tokyo)
Yumi Nagaoka
ynagaoka@celent.com
Tel.: +81 3 3500 3023

目次

Executive Summary                                        1

Key Research Questions                    1

Introduction                                                   2

Sharing Economy Market                              3

Slice Labs                                                        5

Opportunity                                       5

Timeline                                              6

How It Works                                                 8

Insurance Product                              8         

User Experience                                 10

Technology                                         15

Next Steps and Lessons Learned                   16

Do the Same                                       16

Do Differently                                     17

Conclusion                                                      18

Appendix                                                        19

Leveraging Celent’s Expertise                        20

Support for Financial Institutions     20

Support for Vendors                          20

 

Related Celent Research                               21

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