Top Trends in Corporate Banking 2013

by Robert Mancini, January 23, 2013
Industry Trends
Asia-Pacific, EMEA, North America


With the increase of regulatory pressure and weak economic performance in 2013, banks will make decisive selections on their go-forward business lines and align their products and services accordingly.

In the report Top Trends in Corporate Banking 2013, Celent examines a number of trends across commercial banking throughout Asia, Europe, and North America gathered from our analysts. Celent found the following global priorities: regulatory imperatives, evolving products, and a frictionless customer experience.

The economic and regulatory environment continues to inflict financial pressure on banks’ performance. The increased capital costs toward regulatory compliance will have banks re-examine their “go forward” core business lines. The changes that have taken place, and that continue to occur in the coming years, may require banks to work even more closely with their corporate clients and partners to avoid disruptions to their strategic roadmap. As a result, banks will need to make difficult decisions on which lines of business to support, outsource, or sell.

“The financial sector is undergoing fundamental changes because of globalization, technological advances, and regulatory changes,” says Robert Mancini, Senior Analyst with Celent’s Banking Group and author of the report. “Banks will need to take an offensive approach to turn compliance investments into revenue-generating opportunities.”

This report summarizes the top trends in corporate banking for 2013. The report introduces important initiatives underway which will transform banking services in the years to come.

This 42-page report contains 15 figures and six tables.

Celent is a research and advisory firm dedicated to helping financial institutions formulate comprehensive business and technology strategies. Celent publishes reports identifying trends and best practices in financial services technology and conducts consulting engagements for financial institutions looking to use technology to enhance existing business processes or launch new business strategies. With a team of internationally based analysts, Celent is uniquely positioned to offer strategic advice and market insights on a global basis. Celent is a member of the Oliver Wyman Group, which is a wholly-owned operating unit of Marsh & McLennan Companies [NYSE: MMC].

Media Contacts

North America
Michele Pace
Tel: +1 212 345 1366

Europe (London)
Chris Williams
Tel: +44 (0)782 448 3336

Asia (Tokyo)
Yumi Nagaoka
Tel.: +81 3 3500 3023

Table of Contents

Executive Summary


Regulatory Imperatives



Riding the Wave of Regulation



SEPA: The Beginning of the End, Or the End of the Beginning?



Liquidity: Challenges and Opportunities to Come


Evolving Product



Remote Deposit Capture Becomes a Replacement Market



Remote Cash Capture Solution Space Heating Up



Cash Management for SMEs in China



Bank Payment Obligation Gaining Steam



Digitalization of the Relationship with the Customer


Frictionless Customer Experience



It’s Time to Overhaul Multifactor Authentication



Banks Are Struggling with Cash Management Portal Development



The Convergence of Online and Mobile Banking



Streaming On-Boarding and Administration


Back to the Future


Leveraging Celent’s Expertise



Support for Financial Institutions



Support for Vendors


Related Celent Research


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